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Cave Creek, AZ vs Congress, AZ

165
Cave Creek
Arizona
VS
+76.1%
94
Congress
Arizona

The cost of living difference between Cave Creek, AZ and Congress, AZ is dramatic. Congress is 76.1% cheaper than Cave Creek, a gap that translates to thousands of dollars per year in household expenses. Cave Creek has a cost index of 165 while Congress sits at 94, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

When it comes to buying, median home values in Cave Creek are $791,900 compared to $247,800 in Congress, a 220% gap.

Median household income in Cave Creek is $102,589 compared to $62,083 in Congress (+65.2%). The higher salaries in Cave Creek partially offset the cost difference, but don't fully close the gap.

Climate-wise, Cave Creek is notably warmer with an average of 72.5°F compared to 56.7°F in Congress. Congress receives more rainfall at 12.9" per year compared to 8.9" in Cave Creek.

Income & Cost

Cost of Living Index
Cave Creek
165
Congress
94
43% cheaper
Median Household Income
Cave Creek
$102,589
39% higher
Congress
$62,083

Housing

Median Rent
Cave Creek
$2,096
Congress
Median Home Value
Cave Creek
$791,900
Congress
$247,800
69% cheaper
Population
Cave Creek
5,033
Congress
1,700

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Cave Creek $1,556
Congress $1,190
24% cheaper
1 Bed
Cave Creek $1,692
Congress $1,300
23% cheaper
2 Bed
Cave Creek $1,971
Congress $1,530
22% cheaper
3 Bed
Cave Creek $2,634
Congress $2,070
21% cheaper
4 Bed
Cave Creek $2,937
Congress $2,350
20% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Cave Creek $3.02
Congress $2.97
US $3.07
🥚
Eggs (grade A, large)
Cave Creek $2.46
Congress $2.42
US $2.50
🥛
Milk (whole)
Cave Creek $3.96
Congress $3.90
US $4.03
🍞
Bread (white)
Cave Creek $1.82
Congress $1.79
US $1.85
🍗
Chicken breast
Cave Creek $4.08
Congress $4.01
US $4.14
Electricity
Cave Creek $0.16
Congress $0.16
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Cave Creek 72.5°F
Congress 56.7°F
Summer High
Cave Creek 104°F
Congress 90°F
Winter Low
Cave Creek 44°F
Congress 26°F
Rainfall
Cave Creek 8.9"
Congress 12.9"
Rainy Days
Cave Creek 35d
Congress 61d