Catskill, NY vs Elwood, NY

The cost of living difference between Catskill, NY and Elwood, NY is dramatic. Catskill is 36.6% cheaper than Elwood, a gap that translates to thousands of dollars per year in household expenses. Catskill has a cost index of 87 while Elwood sits at 138, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Catskill is $1,072/month compared to $1,455/month in Elwood — a 26% difference. Home values follow the same pattern: Catskill is more affordable at $228,700 median vs $664,200.

Median household income in Catskill is $73,906 compared to $170,987 in Elwood (-56.8%). While Elwood is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Catskill spend roughly 17.4% of their income on rent, more than the 10.2% in Elwood.

Climate-wise, Elwood is notably warmer with an average of 53.4°F compared to 48.6°F in Catskill. Catskill receives more rainfall at 45.8" per year compared to 38.3" in Elwood.