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Cato, NY vs Lake Luzerne, NY

74
Cato
New York
VS
-16.6%
89
Lake Luzerne
New York

There is a significant gap in the cost of living between these two cities. Cato is 16.6% cheaper than Lake Luzerne. With a cost index of 74 vs 89, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Cato to Lake Luzerne should plan for substantially higher expenses across most categories.

When it comes to buying, median home values in Cato are $154,600 compared to $198,300 in Lake Luzerne, a 22% gap.

Median household income in Cato is $65,982 compared to $53,594 in Lake Luzerne (+23.1%). Cato offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power.

Climate-wise, both cities share similar average temperatures (47.3°F vs 45.7°F). Cato receives more rainfall at 39.6" per year compared to 38.2" in Lake Luzerne.

Income & Cost

Cost of Living Index
Cato
74
17% cheaper
Lake Luzerne
89
Median Household Income
Cato
$65,982
19% higher
Lake Luzerne
$53,594

Housing

Median Rent
Cato
$840
Lake Luzerne
Median Home Value
Cato
$154,600
22% cheaper
Lake Luzerne
$198,300
Population
Cato
400
Lake Luzerne
1,171

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Cato
Lake Luzerne $2.98
US $3.07
🥚
Eggs (grade A, large)
Cato
Lake Luzerne $2.43
US $2.50
🥛
Milk (whole)
Cato
Lake Luzerne $3.92
US $4.03
🍞
Bread (white)
Cato
Lake Luzerne $1.80
US $1.85
🍗
Chicken breast
Cato
Lake Luzerne $4.03
US $4.14
Electricity
Cato
Lake Luzerne $0.25
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Cato 47.3°F
Lake Luzerne 45.7°F
Summer High
Cato 80°F
Lake Luzerne 82°F
Winter Low
Cato 16°F
Lake Luzerne 10°F
Rainfall
Cato 39.6"
Lake Luzerne 38.2"
Rainy Days
Cato 181d
Lake Luzerne 133d