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Cathedral City, CA vs Phelan, CA

119
Cathedral City
California
VS
+2.7%
116
Phelan
California

Cathedral City, CA and Phelan, CA have a very similar cost of living, with only a 2.7% difference in their overall index. Cathedral City scores 119 while Phelan scores 116 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Cathedral City is $1,554/month compared to $1,623/month in Phelan — a 4% difference. Interestingly, home values tell a different story: while Cathedral City has cheaper rent, Phelan actually has lower median home values ($357,200 vs $420,700).

Median household income in Cathedral City is $67,031 compared to $83,759 in Phelan (-20%). Phelan offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Cathedral City spend roughly 27.8% of their income on rent, more than the 23.3% in Phelan.

Income & Cost

Cost of Living Index
Cathedral City
119
Phelan
116
3% cheaper
Median Household Income
Cathedral City
$67,031
Phelan
$83,759
20% higher

Housing

Median Rent
Cathedral City
$1,554
4% cheaper
Phelan
$1,623
Median Home Value
Cathedral City
$420,700
Phelan
$357,200
15% cheaper
Population
Cathedral City
52,047
Phelan
18,059

Salary Equivalency Calculator

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Cathedral City $2,020
Phelan $2,020
1 Bed
Cathedral City $2,148
Phelan $2,148
2 Bed
Cathedral City $2,675
Phelan $2,675
3 Bed
Cathedral City $3,520
Phelan $3,520
4 Bed
Cathedral City $4,178
Phelan $4,178

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Cathedral City $3.13
Phelan $3.13
US $3.07
🥚
Eggs (grade A, large)
Cathedral City $2.55
Phelan $2.55
US $2.50
🥛
Milk (whole)
Cathedral City $4.11
Phelan $4.11
US $4.03
🍞
Bread (white)
Cathedral City $1.89
Phelan $1.89
US $1.85
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Chicken breast
Cathedral City $4.22
Phelan $4.22
US $4.14
Electricity
Cathedral City $0.31
Phelan $0.31
US $0.19