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Carter, TX vs Pilot Point, TX

82
Carter
Texas
VS
-13%
94
Pilot Point
Texas

Carter is moderately more affordable than Pilot Point, with a 13% lower cost of living index. Carter scores 82 compared to 94 for Pilot Point, where the US average is 100. This difference means residents of Pilot Point can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Carter is $863/month compared to $1,182/month in Pilot Point — a 27% difference. Home values follow the same pattern: Carter is more affordable at $237,300 median vs $268,300.

Median household income in Carter is $80,114 compared to $79,128 in Pilot Point (+1.2%). Carter offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Carter spend roughly 12.9% of their income on rent, less than the 17.9% in Pilot Point.

Income & Cost

Cost of Living Index
Carter
82
13% cheaper
Pilot Point
94
Median Household Income
Carter
$80,114
1% higher
Pilot Point
$79,128

Housing

Median Rent
Carter
$863
27% cheaper
Pilot Point
$1,182
Median Home Value
Carter
$237,300
12% cheaper
Pilot Point
$268,300
Population
Carter
1,642
Pilot Point
4,829

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Carter $3.18
Pilot Point $3.18
US $3.07
🥚
Eggs (grade A, large)
Carter $2.59
Pilot Point $2.59
US $2.50
🥛
Milk (whole)
Carter $4.17
Pilot Point $4.17
US $4.03
🍞
Bread (white)
Carter $1.92
Pilot Point $1.92
US $1.85
🍗
Chicken breast
Carter $4.29
Pilot Point $4.29
US $4.14
Electricity
Carter $0.18
Pilot Point $0.18
US $0.19