Carrollton, TX vs Sherman, TX

The cost of living difference between Carrollton, TX and Sherman, TX is dramatic. Sherman is 34.4% cheaper than Carrollton, a gap that translates to thousands of dollars per year in household expenses. Carrollton has a cost index of 116 while Sherman sits at 86, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Carrollton is $1,674/month compared to $1,177/month in Sherman — a 42% difference. Home values follow the same pattern: Sherman is more affordable at $219,300 median vs $353,600.

Median household income in Carrollton is $99,115 compared to $60,935 in Sherman (+62.7%). While Carrollton is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Carrollton spend roughly 20.3% of their income on rent, less than the 23.2% in Sherman.