Carrollton, TX vs Lubbock, TX

The cost of living difference between Carrollton, TX and Lubbock, TX is dramatic. Lubbock is 40.1% cheaper than Carrollton, a gap that translates to thousands of dollars per year in household expenses. Carrollton has a cost index of 116 while Lubbock sits at 83, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Carrollton is $1,674/month compared to $1,137/month in Lubbock — a 47% difference. Home values follow the same pattern: Lubbock is more affordable at $197,900 median vs $353,600.

Median household income in Carrollton is $99,115 compared to $60,487 in Lubbock (+63.9%). While Carrollton is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Carrollton spend roughly 20.3% of their income on rent, less than the 22.6% in Lubbock.