Carrollton, KY vs Clay City, KY

Clay City is moderately more affordable than Carrollton, with a 14.8% lower cost of living index. Carrollton scores 68 compared to 59 for Clay City, where the US average is 100. This difference means residents of Carrollton can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Carrollton is $862/month compared to $609/month in Clay City — a 42% difference. Home values follow the same pattern: Clay City is more affordable at $108,600 median vs $122,400.

Median household income in Carrollton is $58,788 compared to $32,571 in Clay City (+80.5%). While Carrollton is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Carrollton spend roughly 17.6% of their income on rent, less than the 22.4% in Clay City.