Carnegie, PA vs Luzerne, PA

Luzerne is moderately more affordable than Carnegie, with a 13.4% lower cost of living index. Carnegie scores 74 compared to 65 for Luzerne, where the US average is 100. This difference means residents of Carnegie can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Carnegie is $880/month compared to $758/month in Luzerne — a 16% difference. Home values follow the same pattern: Luzerne is more affordable at $113,700 median vs $168,800.

Median household income in Carnegie is $62,327 compared to $39,257 in Luzerne (+58.8%). While Carnegie is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Carnegie spend roughly 16.9% of their income on rent, less than the 23.2% in Luzerne.