Carlton, MN vs Osseo, MN

There is a significant gap in the cost of living between these two cities. Carlton is 21.9% cheaper than Osseo. With a cost index of 75 vs 96, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Carlton to Osseo should plan for substantially higher expenses across most categories.

On the housing front, median rent in Carlton is $914/month compared to $1,222/month in Osseo — a 25% difference. Home values follow the same pattern: Carlton is more affordable at $205,300 median vs $275,000.

Median household income in Carlton is $61,944 compared to $66,875 in Osseo (-7.4%). Osseo does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Carlton spend roughly 17.7% of their income on rent, less than the 21.9% in Osseo.