Capitola, CA vs Temescal Valley, CA

Capitola, CA and Temescal Valley, CA have a very similar cost of living, with only a 1.6% difference in their overall index. Capitola scores 173 while Temescal Valley scores 175 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Capitola is $2,376/month compared to $2,794/month in Temescal Valley — a 15% difference. Interestingly, home values tell a different story: while Capitola has cheaper rent, Temescal Valley actually has lower median home values ($648,200 vs $746,000).

Median household income in Capitola is $96,412 compared to $119,647 in Temescal Valley (-19.4%). While Temescal Valley is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Capitola spend roughly 29.6% of their income on rent, more than the 28% in Temescal Valley.