Cape Coral, FL vs The Villages, FL

The Villages is moderately more affordable than Cape Coral, with a 5.8% lower cost of living index. Cape Coral scores 117 compared to 111 for The Villages, where the US average is 100. This difference means residents of Cape Coral can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cape Coral is $1,751/month compared to $1,541/month in The Villages — a 14% difference. Interestingly, home values tell a different story: while The Villages has cheaper rent, Cape Coral actually has lower median home values ($339,200 vs $375,100).

Median household income in Cape Coral is $76,062 compared to $76,523 in The Villages (-0.6%). The Villages offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Cape Coral spend roughly 27.6% of their income on rent, more than the 24.2% in The Villages.