Campbell, FL vs Duck Key, FL

The cost of living difference between Campbell, FL and Duck Key, FL is dramatic. Campbell is 61.6% cheaper than Duck Key, a gap that translates to thousands of dollars per year in household expenses. Campbell has a cost index of 86 while Duck Key sits at 223, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Campbell is $1,349/month compared to $3,501/month in Duck Key — a 62% difference. Home values follow the same pattern: Campbell is more affordable at $113,300 median vs $989,900.

Median household income in Campbell is $40,780 compared to $135,000 in Duck Key (-69.8%). While Duck Key is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Campbell spend roughly 39.7% of their income on rent, more than the 31.1% in Duck Key. The Duck Key ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.