Campbell, FL vs Cedar Key, FL

Campbell, FL and Cedar Key, FL have a very similar cost of living, with only a 3.7% difference in their overall index. Campbell scores 86 while Cedar Key scores 89 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Campbell is $1,349/month compared to $918/month in Cedar Key — a 47% difference. Interestingly, home values tell a different story: while Cedar Key has cheaper rent, Campbell actually has lower median home values ($113,300 vs $331,100).

Median household income in Campbell is $40,780 compared to $69,226 in Cedar Key (-41.1%). While Cedar Key is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Campbell spend roughly 39.7% of their income on rent, more than the 15.9% in Cedar Key. The Cedar Key ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.