Camp Swift, TX vs Stephenville, TX

Camp Swift is moderately more affordable than Stephenville, with a 6% lower cost of living index. Camp Swift scores 81 compared to 86 for Stephenville, where the US average is 100. This difference means residents of Stephenville can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Camp Swift is $1,065/month compared to $1,128/month in Stephenville — a 6% difference. Home values follow the same pattern: Camp Swift is more affordable at $171,800 median vs $226,300.

Median household income in Camp Swift is $63,316 compared to $55,504 in Stephenville (+14.1%). Camp Swift offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Camp Swift spend roughly 20.2% of their income on rent, less than the 24.4% in Stephenville.