Camden, NJ vs Garfield, NJ

The cost of living difference between Camden, NJ and Garfield, NJ is dramatic. Camden is 37% cheaper than Garfield, a gap that translates to thousands of dollars per year in household expenses. Camden has a cost index of 79 while Garfield sits at 126, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Camden is $1,157/month compared to $1,612/month in Garfield — a 28% difference. Home values follow the same pattern: Camden is more affordable at $100,400 median vs $454,300.

Median household income in Camden is $40,450 compared to $75,701 in Garfield (-46.6%). While Garfield is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Camden spend roughly 34.3% of their income on rent, more than the 25.6% in Garfield. The Garfield ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.