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Cambridge, NY vs Matinecock, NY

80
Cambridge
New York
VS
-72.3%
289
Matinecock
New York

The cost of living difference between Cambridge, NY and Matinecock, NY is dramatic. Cambridge is 72.3% cheaper than Matinecock, a gap that translates to thousands of dollars per year in household expenses. Cambridge has a cost index of 80 while Matinecock sits at 289, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Cambridge is $1,063/month compared to $2,833/month in Matinecock — a 63% difference. Home values follow the same pattern: Cambridge is more affordable at $184,200 median vs $2,000,001.

Median household income in Cambridge is $73,805 compared to $179,688 in Matinecock (-58.9%). The higher salaries in Matinecock partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Cambridge spend roughly 17.3% of their income on rent, less than the 18.9% in Matinecock.

Climate-wise, Matinecock is notably warmer with an average of 53.4°F compared to 46.7°F in Cambridge. Cambridge receives more rainfall at 38.6" per year compared to 38.3" in Matinecock.

Income & Cost

Cost of Living Index
Cambridge
80
72% cheaper
Matinecock
289
Median Household Income
Cambridge
$73,805
Matinecock
$179,688
59% higher

Housing

Median Rent
Cambridge
$1,063
62% cheaper
Matinecock
$2,833
Median Home Value
Cambridge
$184,200
91% cheaper
Matinecock
$2,000,001
Population
Cambridge
2,341
Matinecock
787

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Cambridge $2.98
Matinecock $3.32
US $3.07
🥚
Eggs (grade A, large)
Cambridge $2.43
Matinecock $2.71
US $2.50
🥛
Milk (whole)
Cambridge $3.92
Matinecock $4.36
US $4.03
🍞
Bread (white)
Cambridge $1.80
Matinecock $2.00
US $1.85
🍗
Chicken breast
Cambridge $4.03
Matinecock $4.49
US $4.14
Electricity
Cambridge $0.25
Matinecock $0.24
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Cambridge 46.7°F
Matinecock 53.4°F
Summer High
Cambridge 81°F
Matinecock 83°F
Winter Low
Cambridge 13°F
Matinecock 25°F
Rainfall
Cambridge 38.6"
Matinecock 38.3"
Rainy Days
Cambridge 149d
Matinecock 120d