Cambridge, MN vs Pine City, MN

The cost of living difference between Cambridge, MN and Pine City, MN is dramatic. Pine City is 34.9% cheaper than Cambridge, a gap that translates to thousands of dollars per year in household expenses. Cambridge has a cost index of 93 while Pine City sits at 69, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Cambridge is $1,232/month compared to $676/month in Pine City — a 82% difference. Home values follow the same pattern: Pine City is more affordable at $181,800 median vs $234,800.

Median household income in Cambridge is $67,632 compared to $51,654 in Pine City (+30.9%). The higher salaries in Cambridge partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Cambridge spend roughly 21.9% of their income on rent, more than the 15.7% in Pine City.