Cambridge, MD vs St. James, MD

There is a significant gap in the cost of living between these two cities. Cambridge is 16.1% cheaper than St. James. With a cost index of 87 vs 103, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Cambridge to St. James should plan for substantially higher expenses across most categories.

On the housing front, median rent in Cambridge is $971/month compared to $1,252/month in St. James — a 22% difference. Home values follow the same pattern: Cambridge is more affordable at $254,400 median vs $390,800.

Median household income in Cambridge is $46,261 compared to $103,105 in St. James (-55.1%). While St. James is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Cambridge spend roughly 25.2% of their income on rent, more than the 14.6% in St. James.

Climate-wise, both cities share similar average temperatures (58.3°F vs 55.4°F). Cambridge receives more rainfall at 45.3" per year compared to 35.6" in St. James.