Cambridge, IL vs Pontoon Beach, IL

Cambridge is moderately more affordable than Pontoon Beach, with a 7.4% lower cost of living index. Cambridge scores 73 compared to 78 for Pontoon Beach, where the US average is 100. This difference means residents of Pontoon Beach can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Cambridge is $1,039/month compared to $1,117/month in Pontoon Beach — a 7% difference. Home values follow the same pattern: Cambridge is more affordable at $120,400 median vs $137,900.

Median household income in Cambridge is $72,292 compared to $59,375 in Pontoon Beach (+21.8%). Cambridge offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Cambridge spend roughly 17.2% of their income on rent, less than the 22.6% in Pontoon Beach.