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Camarillo, CA vs Ladera Ranch, CA

183
Camarillo
California
VS
-19.4%
227
Ladera Ranch
California

There is a significant gap in the cost of living between these two cities. Camarillo is 19.4% cheaper than Ladera Ranch. With a cost index of 183 vs 227, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Camarillo to Ladera Ranch should plan for substantially higher expenses across most categories.

On the housing front, median rent in Camarillo is $2,650/month compared to $3,331/month in Ladera Ranch — a 20% difference. Home values follow the same pattern: Camarillo is more affordable at $766,100 median vs $1,046,600.

Median household income in Camarillo is $109,390 compared to $184,257 in Ladera Ranch (-40.6%). While Ladera Ranch is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Camarillo spend roughly 29.1% of their income on rent, more than the 21.7% in Ladera Ranch.

Income & Cost

Cost of Living Index
Camarillo
183
19% cheaper
Ladera Ranch
227
Median Household Income
Camarillo
$109,390
Ladera Ranch
$184,257
41% higher

Housing

Median Rent
Camarillo
$2,650
20% cheaper
Ladera Ranch
$3,331
Median Home Value
Camarillo
$766,100
27% cheaper
Ladera Ranch
$1,046,600
Population
Camarillo
70,244
Ladera Ranch
23,609

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Camarillo $2,042
Ladera Ranch $2,031
1% cheaper
1 Bed
Camarillo $2,301
Ladera Ranch $2,272
1% cheaper
2 Bed
Camarillo $2,752
Ladera Ranch $2,835
3% cheaper
3 Bed
Camarillo $3,726
Ladera Ranch $3,599
3% cheaper
4 Bed
Camarillo $4,321
Ladera Ranch $4,010
7% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Camarillo $3.22
Ladera Ranch $3.28
US $3.07
🥚
Eggs (grade A, large)
Camarillo $2.62
Ladera Ranch $2.68
US $2.50
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Milk (whole)
Camarillo $4.22
Ladera Ranch $4.31
US $4.03
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Bread (white)
Camarillo $1.94
Ladera Ranch $1.98
US $1.85
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Chicken breast
Camarillo $4.35
Ladera Ranch $4.44
US $4.14
Electricity
Camarillo $0.26
Ladera Ranch $0.27
US $0.19