Calvert City, KY vs Mount Sterling, KY

Mount Sterling is moderately more affordable than Calvert City, with a 9% lower cost of living index. Calvert City scores 70 compared to 64 for Mount Sterling, where the US average is 100. This difference means residents of Calvert City can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Calvert City is $820/month compared to $564/month in Mount Sterling — a 45% difference. Interestingly, home values tell a different story: while Mount Sterling has cheaper rent, Calvert City actually has lower median home values ($157,400 vs $178,200).

Median household income in Calvert City is $42,566 compared to $50,843 in Mount Sterling (-16.3%). Mount Sterling offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Calvert City spend roughly 23.1% of their income on rent, more than the 13.3% in Mount Sterling.