Callaway, MD vs Jefferson, MD

Callaway is moderately more affordable than Jefferson, with a 9.8% lower cost of living index. Callaway scores 107 compared to 119 for Jefferson, where the US average is 100. This difference means residents of Jefferson can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Callaway is $1,360/month compared to $1,347/month in Jefferson — a 1% difference. Interestingly, home values tell a different story: while Jefferson has cheaper rent, Callaway actually has lower median home values ($361,500 vs $479,400).

Median household income in Callaway is $148,167 compared to $145,664 in Jefferson (+1.7%). Callaway offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Callaway spend roughly 11% of their income on rent, less than the 11.1% in Jefferson.

Climate-wise, Callaway is notably warmer with an average of 58.3°F compared to 54.1°F in Jefferson. Callaway receives more rainfall at 45.3" per year compared to 39" in Jefferson.