Callaghan, VA vs Middleburg, VA

The cost of living difference between Callaghan, VA and Middleburg, VA is dramatic. Callaghan is 47.1% cheaper than Middleburg, a gap that translates to thousands of dollars per year in household expenses. Callaghan has a cost index of 74 while Middleburg sits at 139, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Callaghan is $912/month compared to $1,411/month in Middleburg — a 35% difference. Home values follow the same pattern: Callaghan is more affordable at $171,400 median vs $707,800.

Median household income in Callaghan is $100,781 compared to $115,724 in Middleburg (-12.9%). Middleburg does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Callaghan spend roughly 10.9% of their income on rent, less than the 14.6% in Middleburg.