Caldwell, TX vs Hornsby Bend, TX

The cost of living difference between Caldwell, TX and Hornsby Bend, TX is dramatic. Caldwell is 40.6% cheaper than Hornsby Bend, a gap that translates to thousands of dollars per year in household expenses. Caldwell has a cost index of 73 while Hornsby Bend sits at 124, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Caldwell is $850/month compared to $2,187/month in Hornsby Bend — a 61% difference. Home values follow the same pattern: Caldwell is more affordable at $191,900 median vs $279,000.

Median household income in Caldwell is $74,764 compared to $88,317 in Hornsby Bend (-15.3%). Hornsby Bend does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Caldwell spend roughly 13.6% of their income on rent, less than the 29.7% in Hornsby Bend.