Caldwell, NJ vs Lodi, NJ

Lodi is moderately more affordable than Caldwell, with a 13.6% lower cost of living index. Caldwell scores 144 compared to 127 for Lodi, where the US average is 100. This difference means residents of Caldwell can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Caldwell is $1,937/month compared to $1,675/month in Lodi — a 16% difference. Home values follow the same pattern: Lodi is more affordable at $449,200 median vs $563,000.

Median household income in Caldwell is $101,196 compared to $84,570 in Lodi (+19.7%). While Caldwell is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Caldwell spend roughly 23% of their income on rent, less than the 23.8% in Lodi.