Cadiz, OH vs Shelby, OH

Cadiz, OH and Shelby, OH have a very similar cost of living, with only a 2.8% difference in their overall index. Cadiz scores 64 while Shelby scores 62 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Cadiz is $762/month compared to $724/month in Shelby — a 5% difference. Interestingly, home values tell a different story: while Shelby has cheaper rent, Cadiz actually has lower median home values ($115,200 vs $117,300).

Median household income in Cadiz is $38,417 compared to $52,760 in Shelby (-27.2%). Shelby offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Cadiz spend roughly 23.8% of their income on rent, more than the 16.5% in Shelby.