Caddo Mills, TX vs St. Jo, TX

The cost of living difference between Caddo Mills, TX and St. Jo, TX is dramatic. St. Jo is 49.7% cheaper than Caddo Mills, a gap that translates to thousands of dollars per year in household expenses. Caddo Mills has a cost index of 90 while St. Jo sits at 60, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Caddo Mills is $1,103/month compared to $483/month in St. Jo — a 128% difference. Home values follow the same pattern: St. Jo is more affordable at $146,900 median vs $247,400.

Median household income in Caddo Mills is $75,385 compared to $68,750 in St. Jo (+9.7%). Caddo Mills does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Caddo Mills spend roughly 17.6% of their income on rent, more than the 8.4% in St. Jo.