Buena Vista, CO vs Derby, CO

Derby is moderately more affordable than Buena Vista, with a 6.1% lower cost of living index. Buena Vista scores 122 compared to 115 for Derby, where the US average is 100. This difference means residents of Buena Vista can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Buena Vista is $1,519/month compared to $1,721/month in Derby — a 12% difference. Interestingly, home values tell a different story: while Buena Vista has cheaper rent, Derby actually has lower median home values ($317,400 vs $495,800).

Median household income in Buena Vista is $58,409 compared to $78,696 in Derby (-25.8%). Derby offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Buena Vista spend roughly 31.2% of their income on rent, more than the 26.2% in Derby. The Derby ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.