Brewster, MN vs Silver Bay, MN

Brewster is moderately more affordable than Silver Bay, with a 14.8% lower cost of living index. Brewster scores 66 compared to 78 for Silver Bay, where the US average is 100. This difference means residents of Silver Bay can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Brewster is $721/month compared to $1,044/month in Silver Bay — a 31% difference. Home values follow the same pattern: Brewster is more affordable at $130,500 median vs $150,700.

Median household income in Brewster is $59,688 compared to $70,870 in Silver Bay (-15.8%). While Silver Bay is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Brewster spend roughly 14.5% of their income on rent, less than the 17.7% in Silver Bay.