Bradley Beach, NJ vs Upper Montclair, NJ

Bradley Beach is moderately more affordable than Upper Montclair, with a 14.2% lower cost of living index. Bradley Beach scores 162 compared to 188 for Upper Montclair, where the US average is 100. This difference means residents of Upper Montclair can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Bradley Beach is $1,710/month compared to $2,290/month in Upper Montclair — a 25% difference. Home values follow the same pattern: Bradley Beach is more affordable at $857,200 median vs $968,200.

Median household income in Bradley Beach is $94,722 compared to $250,001 in Upper Montclair (-62.1%). While Upper Montclair is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Bradley Beach spend roughly 21.7% of their income on rent, more than the 11% in Upper Montclair.