Boyne City, MI vs Onsted, MI

Onsted is moderately more affordable than Boyne City, with a 11.3% lower cost of living index. Boyne City scores 79 compared to 71 for Onsted, where the US average is 100. This difference means residents of Boyne City can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Boyne City is $893/month compared to $811/month in Onsted — a 10% difference. Home values follow the same pattern: Onsted is more affordable at $166,500 median vs $233,900.

Median household income in Boyne City is $68,087 compared to $65,349 in Onsted (+4.2%). Boyne City does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Boyne City spend roughly 15.7% of their income on rent, more than the 14.9% in Onsted.