Bonners Ferry, ID vs Troy, ID

Bonners Ferry, ID and Troy, ID have a very similar cost of living, with only a 3.2% difference in their overall index. Bonners Ferry scores 86 while Troy scores 84 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Bonners Ferry is $1,043/month compared to $958/month in Troy — a 9% difference. Home values follow the same pattern: Troy is more affordable at $270,800 median vs $272,000.

Median household income in Bonners Ferry is $54,107 compared to $87,589 in Troy (-38.2%). Troy offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Bonners Ferry spend roughly 23.1% of their income on rent, more than the 13.1% in Troy.