Bluffton, OH vs Montgomery, OH

The cost of living difference between Bluffton, OH and Montgomery, OH is dramatic. Bluffton is 40.3% cheaper than Montgomery, a gap that translates to thousands of dollars per year in household expenses. Bluffton has a cost index of 72 while Montgomery sits at 120, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Bluffton is $834/month compared to $1,507/month in Montgomery — a 45% difference. Home values follow the same pattern: Bluffton is more affordable at $192,500 median vs $505,800.

Median household income in Bluffton is $77,382 compared to $148,438 in Montgomery (-47.9%). While Montgomery is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Bluffton spend roughly 12.9% of their income on rent, more than the 12.2% in Montgomery.

Climate-wise, both cities share similar average temperatures (52.4°F vs 54.8°F). Montgomery receives more rainfall at 43.4" per year compared to 33.8" in Bluffton.