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Blue Springs, MO vs University City, MO

89
Blue Springs
Missouri
VS
-6.1%
95
University City
Missouri

Blue Springs is moderately more affordable than University City, with a 6.1% lower cost of living index. Blue Springs scores 89 compared to 95 for University City, where the US average is 100. This difference means residents of University City can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Blue Springs is $1,213/month compared to $1,265/month in University City — a 4% difference. Home values follow the same pattern: Blue Springs is more affordable at $241,500 median vs $285,100.

Median household income in Blue Springs is $84,075 compared to $76,466 in University City (+10%). Blue Springs offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Blue Springs spend roughly 17.3% of their income on rent, less than the 19.9% in University City.

Income & Cost

Cost of Living Index
Blue Springs
89
6% cheaper
University City
95
Median Household Income
Blue Springs
$84,075
9% higher
University City
$76,466

Housing

Median Rent
Blue Springs
$1,213
4% cheaper
University City
$1,265
Median Home Value
Blue Springs
$241,500
15% cheaper
University City
$285,100
Population
Blue Springs
59,416
University City
34,655

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Blue Springs $2.96
University City $3.03
US $3.07
🥚
Eggs (grade A, large)
Blue Springs $2.41
University City $2.47
US $2.50
🥛
Milk (whole)
Blue Springs $3.89
University City $3.97
US $4.03
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Bread (white)
Blue Springs $1.79
University City $1.83
US $1.85
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Chicken breast
Blue Springs $4.00
University City $4.09
US $4.14
Electricity
Blue Springs $0.17
University City $0.15
US $0.19