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Blue Grass, IA vs Spirit Lake, IA

83
Blue Grass
Iowa
VS
+8.3%
77
Spirit Lake
Iowa

Spirit Lake is moderately more affordable than Blue Grass, with a 8.3% lower cost of living index. Blue Grass scores 83 compared to 77 for Spirit Lake, where the US average is 100. This difference means residents of Blue Grass can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Blue Grass is $1,158/month compared to $885/month in Spirit Lake — a 31% difference. Interestingly, home values tell a different story: while Spirit Lake has cheaper rent, Blue Grass actually has lower median home values ($202,400 vs $218,400).

Median household income in Blue Grass is $87,083 compared to $73,627 in Spirit Lake (+18.3%). While Blue Grass is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Blue Grass spend roughly 16% of their income on rent, more than the 14.4% in Spirit Lake.

Income & Cost

Cost of Living Index
Blue Grass
83
Spirit Lake
77
8% cheaper
Median Household Income
Blue Grass
$87,083
15% higher
Spirit Lake
$73,627

Housing

Median Rent
Blue Grass
$1,158
Spirit Lake
$885
24% cheaper
Median Home Value
Blue Grass
$202,400
7% cheaper
Spirit Lake
$218,400
Population
Blue Grass
1,867
Spirit Lake
5,469

Salary Equivalency Calculator

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Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Blue Grass $2.95
Spirit Lake
US $3.07
🥚
Eggs (grade A, large)
Blue Grass $2.41
Spirit Lake
US $2.50
🥛
Milk (whole)
Blue Grass $3.88
Spirit Lake
US $4.03
🍞
Bread (white)
Blue Grass $1.78
Spirit Lake
US $1.85
🍗
Chicken breast
Blue Grass $3.99
Spirit Lake
US $4.14
Electricity
Blue Grass $0.18
Spirit Lake
US $0.19