Bloomington, IN vs Terre Haute, IN

The cost of living difference between Bloomington, IN and Terre Haute, IN is dramatic. Terre Haute is 37.8% cheaper than Bloomington, a gap that translates to thousands of dollars per year in household expenses. Bloomington has a cost index of 92 while Terre Haute sits at 66, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Bloomington is $1,160/month compared to $877/month in Terre Haute — a 32% difference. Home values follow the same pattern: Terre Haute is more affordable at $109,500 median vs $289,700.

Median household income in Bloomington is $48,918 compared to $41,960 in Terre Haute (+16.6%). Bloomington does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Bloomington spend roughly 28.5% of their income on rent, more than the 25.1% in Terre Haute.