Black Creek, WI vs Waterloo, WI

Black Creek is moderately more affordable than Waterloo, with a 14.2% lower cost of living index. Black Creek scores 70 compared to 81 for Waterloo, where the US average is 100. This difference means residents of Waterloo can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Black Creek is $742/month compared to $974/month in Waterloo — a 24% difference. Home values follow the same pattern: Black Creek is more affordable at $173,800 median vs $219,100.

Median household income in Black Creek is $63,894 compared to $78,103 in Waterloo (-18.2%). While Waterloo is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Black Creek spend roughly 13.9% of their income on rent, less than the 15% in Waterloo.