Biwabik, MN vs Garfield, MN

Biwabik, MN and Garfield, MN have a very similar cost of living, with only a 0.1% difference in their overall index. Biwabik scores 61 while Garfield scores 61 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Biwabik is $725/month compared to $477/month in Garfield — a 52% difference. Interestingly, home values tell a different story: while Garfield has cheaper rent, Biwabik actually has lower median home values ($109,500 vs $162,500).

Median household income in Biwabik is $69,620 compared to $70,250 in Garfield (-0.9%). Garfield offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Biwabik spend roughly 12.5% of their income on rent, more than the 8.1% in Garfield.