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Birmingham, AL vs Montgomery, AL

75
Birmingham
Alabama
VS
-0.7%
76
Montgomery
Alabama

Birmingham, AL and Montgomery, AL have a very similar cost of living, with only a 0.7% difference in their overall index. Birmingham scores 75 while Montgomery scores 76 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Birmingham is $1,047/month compared to $1,059/month in Montgomery — a 1% difference. Home values follow the same pattern: Birmingham is more affordable at $138,600 median vs $148,500.

Median household income in Birmingham is $44,376 compared to $55,687 in Montgomery (-20.3%). While Montgomery is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Birmingham spend roughly 28.3% of their income on rent, more than the 22.8% in Montgomery.

Climate-wise, both cities share similar average temperatures (63.9°F vs 66.4°F). Birmingham receives more rainfall at 56.6" per year compared to 51.2" in Montgomery.

Income & Cost

Cost of Living Index
Birmingham
75
1% cheaper
Montgomery
76
Median Household Income
Birmingham
$44,376
Montgomery
$55,687
20% higher

Housing

Median Rent
Birmingham
$1,047
1% cheaper
Montgomery
$1,059
Median Home Value
Birmingham
$138,600
7% cheaper
Montgomery
$148,500
Population
Birmingham
199,322
Montgomery
198,440

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Birmingham $971
Montgomery $835
14% cheaper
1 Bed
Birmingham $1,088
Montgomery $867
20% cheaper
2 Bed
Birmingham $1,208
Montgomery $1,029
15% cheaper
3 Bed
Birmingham $1,517
Montgomery $1,309
14% cheaper
4 Bed
Birmingham $1,720
Montgomery $1,585
8% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Birmingham $2.90
Montgomery $2.90
US $3.07
🥚
Eggs (grade A, large)
Birmingham $2.37
Montgomery $2.37
US $2.50
🥛
Milk (whole)
Birmingham $3.81
Montgomery $3.81
US $4.03
🍞
Bread (white)
Birmingham $1.75
Montgomery $1.75
US $1.85
🍗
Chicken breast
Birmingham $3.92
Montgomery $3.92
US $4.14
Electricity
Birmingham $0.17
Montgomery $0.17
US $0.19

Climate

NOAA 30-year normals (1991-2020)

Avg Temp
Birmingham 63.9°F
Montgomery 66.4°F
Summer High
Birmingham 91°F
Montgomery 94°F
Winter Low
Birmingham 35°F
Montgomery 37°F
Rainfall
Birmingham 56.6"
Montgomery 51.2"
Rainy Days
Birmingham 118d
Montgomery 107d