Binghamton, NY vs Holtsville, NY

The cost of living difference between Binghamton, NY and Holtsville, NY is dramatic. Binghamton is 53.2% cheaper than Holtsville, a gap that translates to thousands of dollars per year in household expenses. Binghamton has a cost index of 68 while Holtsville sits at 146, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Binghamton is $867/month compared to $2,192/month in Holtsville — a 60% difference. Home values follow the same pattern: Binghamton is more affordable at $117,400 median vs $483,400.

Median household income in Binghamton is $44,331 compared to $130,851 in Holtsville (-66.1%). While Holtsville is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Binghamton spend roughly 23.5% of their income on rent, more than the 20.1% in Holtsville.

Climate-wise, Holtsville is notably warmer with an average of 53.1°F compared to 46.3°F in Binghamton. Holtsville receives more rainfall at 46" per year compared to 42" in Binghamton.