Beverly, NJ vs Stone Harbor, NJ

The cost of living difference between Beverly, NJ and Stone Harbor, NJ is dramatic. Beverly is 63.4% cheaper than Stone Harbor, a gap that translates to thousands of dollars per year in household expenses. Beverly has a cost index of 87 while Stone Harbor sits at 238, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Beverly is $1,179/month compared to $1,588/month in Stone Harbor — a 26% difference. Home values follow the same pattern: Beverly is more affordable at $190,100 median vs $1,898,800.

Median household income in Beverly is $92,807 compared to $128,235 in Stone Harbor (-27.6%). Stone Harbor does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Beverly spend roughly 15.2% of their income on rent, more than the 14.9% in Stone Harbor.