Beverly, MA vs Swampscott, MA

Beverly is moderately more affordable than Swampscott, with a 13.5% lower cost of living index. Beverly scores 141 compared to 163 for Swampscott, where the US average is 100. This difference means residents of Swampscott can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Beverly is $1,683/month compared to $2,223/month in Swampscott — a 24% difference. Home values follow the same pattern: Beverly is more affordable at $621,900 median vs $690,800.

Median household income in Beverly is $103,739 compared to $128,964 in Swampscott (-19.6%). While Swampscott is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Beverly spend roughly 19.5% of their income on rent, less than the 20.7% in Swampscott.

Climate-wise, both cities share similar average temperatures (49.9°F vs 49.9°F). Swampscott receives more rainfall at 44.9" per year compared to 44.9" in Beverly.