Berne, IN vs Bluffton, IN

Berne, IN and Bluffton, IN have a very similar cost of living, with only a 0.8% difference in their overall index. Berne scores 67 while Bluffton scores 67 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Berne is $735/month compared to $816/month in Bluffton — a 10% difference. Interestingly, home values tell a different story: while Berne has cheaper rent, Bluffton actually has lower median home values ($136,800 vs $145,600).

Median household income in Berne is $59,413 compared to $57,929 in Bluffton (+2.6%). Berne offers a double advantage: higher earnings combined with a lower cost of living, giving residents significantly more purchasing power. Looking at affordability, residents of Berne spend roughly 14.8% of their income on rent, less than the 16.9% in Bluffton.