Bernalillo, NM vs Gallup, NM

There is a significant gap in the cost of living between these two cities. Gallup is 21.8% cheaper than Bernalillo. With a cost index of 69 vs 84, the difference would have a meaningful impact on a household's monthly budget. Someone relocating from Gallup to Bernalillo should plan for substantially higher expenses across most categories.

On the housing front, median rent in Bernalillo is $1,061/month compared to $858/month in Gallup — a 24% difference. Home values follow the same pattern: Gallup is more affordable at $134,600 median vs $237,100.

Median household income in Bernalillo is $61,624 compared to $57,466 in Gallup (+7.2%). Bernalillo does offer higher incomes, but the salary premium barely offsets the higher cost of living, leaving residents with a tighter budget. Looking at affordability, residents of Bernalillo spend roughly 20.7% of their income on rent, more than the 17.9% in Gallup.