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Benton, KY vs Somerset, KY

71
Benton
Kentucky
VS
+2.6%
69
Somerset
Kentucky

Benton, KY and Somerset, KY have a very similar cost of living, with only a 2.6% difference in their overall index. Benton scores 71 while Somerset scores 69 on the cost of living index, where 100 represents the national average. The day-to-day expenses for residents in both cities are comparable, though differences emerge when looking at specific categories.

On the housing front, median rent in Benton is $839/month compared to $830/month in Somerset — a 1% difference. Home values follow the same pattern: Somerset is more affordable at $140,900 median vs $159,600.

Median household income in Benton is $63,368 compared to $32,910 in Somerset (+92.5%). While Benton is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Benton spend roughly 15.9% of their income on rent, less than the 30.3% in Somerset. The Benton ratio exceeds the commonly recommended 30% threshold, which can put pressure on household budgets.

Income & Cost

Cost of Living Index
Benton
71
Somerset
69
3% cheaper
Median Household Income
Benton
$63,368
48% higher
Somerset
$32,910

Housing

Median Rent
Benton
$839
Somerset
$830
1% cheaper
Median Home Value
Benton
$159,600
Somerset
$140,900
12% cheaper
Population
Benton
4,774
Somerset
12,108

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