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Benicia, CA vs Live Oak, CA

170
Benicia
California
VS
+92%
88
Live Oak
California

The cost of living difference between Benicia, CA and Live Oak, CA is dramatic. Live Oak is 92% cheaper than Benicia, a gap that translates to thousands of dollars per year in household expenses. Benicia has a cost index of 170 while Live Oak sits at 88, making this one of the more striking comparisons on our site. Relocating between these cities would require a serious reassessment of budget and lifestyle expectations.

On the housing front, median rent in Benicia is $2,234/month compared to $860/month in Live Oak — a 160% difference. Home values follow the same pattern: Live Oak is more affordable at $317,900 median vs $778,600.

Median household income in Benicia is $125,040 compared to $66,590 in Live Oak (+87.8%). The higher salaries in Benicia partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Benicia spend roughly 21.4% of their income on rent, more than the 15.5% in Live Oak.

Income & Cost

Cost of Living Index
Benicia
170
Live Oak
88
48% cheaper
Median Household Income
Benicia
$125,040
47% higher
Live Oak
$66,590

Housing

Median Rent
Benicia
$2,234
Live Oak
$860
62% cheaper
Median Home Value
Benicia
$778,600
Live Oak
$317,900
59% cheaper
Population
Benicia
26,861
Live Oak
9,264

Salary Equivalency Calculator

What does your salary in one city buy you in the other?

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Rent by Bedroom Size

HUD Fair Market Rent (FY 2026) — metro area average

Studio
Benicia $1,130
Live Oak $1,780
37% cheaper
1 Bed
Benicia $1,240
Live Oak $1,940
36% cheaper
2 Bed
Benicia $1,580
Live Oak $2,360
33% cheaper
3 Bed
Benicia $2,110
Live Oak $3,280
36% cheaper
4 Bed
Benicia $2,390
Live Oak $3,940
39% cheaper

Everyday Prices

BLS Average Prices by metro area

Gasoline (regular)
Benicia $3.22
Live Oak $3.22
US $3.07
🥚
Eggs (grade A, large)
Benicia $2.62
Live Oak $2.62
US $2.50
🥛
Milk (whole)
Benicia $4.22
Live Oak $4.22
US $4.03
🍞
Bread (white)
Benicia $1.94
Live Oak $1.94
US $1.85
🍗
Chicken breast
Benicia $4.35
Live Oak $4.35
US $4.14
Electricity
Benicia $0.26
Live Oak $0.28
US $0.19