Belton, TX vs Kirby, TX

Kirby is moderately more affordable than Belton, with a 13.3% lower cost of living index. Belton scores 90 compared to 80 for Kirby, where the US average is 100. This difference means residents of Belton can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Belton is $1,237/month compared to $1,114/month in Kirby — a 11% difference. Home values follow the same pattern: Kirby is more affordable at $159,000 median vs $252,000.

Median household income in Belton is $63,544 compared to $58,700 in Kirby (+8.3%). The higher salaries in Belton partially offset the cost difference, but don't fully close the gap. Looking at affordability, residents of Belton spend roughly 23.4% of their income on rent, more than the 22.8% in Kirby.