Belton, MO vs St. Charles, MO

Belton is moderately more affordable than St. Charles, with a 7.5% lower cost of living index. Belton scores 85 compared to 92 for St. Charles, where the US average is 100. This difference means residents of St. Charles can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Belton is $1,235/month compared to $1,186/month in St. Charles — a 4% difference. Interestingly, home values tell a different story: while St. Charles has cheaper rent, Belton actually has lower median home values ($185,400 vs $280,800).

Median household income in Belton is $70,525 compared to $85,522 in St. Charles (-17.5%). While St. Charles is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Belton spend roughly 21% of their income on rent, more than the 16.6% in St. Charles.