Belterra, TX vs Murphy, TX

Murphy is moderately more affordable than Belterra, with a 9.7% lower cost of living index. Belterra scores 173 compared to 158 for Murphy, where the US average is 100. This difference means residents of Belterra can expect to pay noticeably more for everyday expenses, housing, and services.

On the housing front, median rent in Belterra is $2,789/month compared to $2,640/month in Murphy — a 6% difference. Home values follow the same pattern: Murphy is more affordable at $508,500 median vs $658,400.

Median household income in Belterra is $211,471 compared to $165,109 in Murphy (+28.1%). While Belterra is more expensive, its higher salaries more than compensate — residents there may actually end up with more disposable income. Looking at affordability, residents of Belterra spend roughly 15.8% of their income on rent, less than the 19.2% in Murphy.